Congratulations! If you’ve reached this milestone for the first time, the 5th time, or are relocating to Danville and surrounding areas, this is undoubtedly an exciting time. From the moment you start looking at homes on the Internet, the dreaming begins. Not only would I like to help you find just the right home to fulfill your dreams, but I’d like to help make the process an experience that is smooth, knowledgable and efficient so that you have the comfort in knowing that your investment is not only a dream come true, but a wise and sound decision. Throughout this Home Buyer Resource you will find additional information on buying a home in Danville, or any of our neighboring communities. I hope you find it helpful, and if you have any questions, please contact me. Below are some tips to consider as you get started on your new adventure of buying a home.
8 Tips to Guide for Your Danville, CA and Area Home Search
- Research before you look. Decide what features you most want to have in a home, what neighborhoods you prefer, and how much you’d be willing to spend each month for housing.
- Be realistic. It’s OK to be picky, but don’t be unrealistic with your expectations. There’s no such thing as a perfect home. Use your list of priorities as a guide to evaluate each property.
- Get your finances in order. Review your credit report and be sure you have enough money to cover your down payment and closing costs. Then, talk to a lender and get prequalified for a mortgage. This will save you the heartache later of falling in love with a house you can’t afford.
- Don’t ask too many people for opinions. It will drive you crazy. Select one or two people to turn to if you feel you need a second opinion, but be ready to make the final decision on your own.
- Decide your moving timeline. When is your lease up? Are you allowed to sublet? How tight is the rental market in your area? All of these factors will help you determine when you should move.
- Think long term. Are you looking for a starter house with plans to move up in a few years, or do you hope to stay in this home for a longer period? This decision may dictate what type of home you’ll buy as well as the type of mortgage terms that will best suit you.
- Insist on a home inspection. If possible, get a warranty from the seller to cover defects for one year.
- Get help from a REALTOR®. Hire a real estate professional who specializes in buyer representation. Unlike a listing agent, whose first duty is to the seller, a buyer’s representative is working only for you. Buyer’s reps are usually paid out of the seller’s commission payment.
Tips reprinted from REALTOR® Magazine (RealtorMag.Realtor.org) with permission of the NATIONAL ASSOCIATION OF REALTORS®.
